Skip to main content

Two Steps Forward, One Step Back...

So I have some good news and some bad news. Okay, maybe it is not bad news per say... But it does have the potential to change the game a little. So how about I give you all the good news first? The good news is that we got the results from my husband's blood work today. All of his testosterone levels look fine! Yay! And, he tested negative for antibodies. Which is also good because if you remember, testing positive for antibodies means you have a whole other set of issues that the sperm in your body is fighting. So there is the good news. Now for the setback....

Remember how I told y'all on my last post that my insurance covers for fertility? Well, it still does... But I found out it only covers to an extent. I have a lifetime maximum of $5,000 for fertility treatments. Which means that while my insurance does cover for fertility, once they pay $5,000 towards any fertility treatment they will not pay any more and we are then responsible for the rest. And like I mentioned before one round of IVF is usually around $20,000. So in the grand scheme of things $5,000 is not a lot of money. But - there is a bright side. Thankfully my husband has insurance through his employer as well. And fertility is also covered under his insurance plan. And his lifetime max is $20,000! Which means that his insurance pays a lot more than mine and it would basically cover for our first round of IVF (hopefully we would only have to do one round but you never know). The only catch there is that his open enrollment is in November. Which means if we decided to add me to his insurance we would have to wait until November to even consider IVF. Ugh! We have not decided if that is what we will do. A big part of me does not want to wait and just do it on my insurance and finance the rest. But there is a big part of me that thinks "what if we have to do this more than once"? Does it really make sense to get into that much debt when we do have an option of me going on my husband's insurance and being fully covered??? We have yet to make a decision because we are waiting for my husband's HR Representative to call him back so she can answer some concerns we have. The biggest concern is making 100% sure that if I were to switch over to his insurance that we would have NO issues with filing for IVF. The worst thing in my mind that could happen is that we wait till November, only to be denied. Man, just the thought of that makes me sick because that would be so much lost time!!!

So.... we are in limbo. Again. Awaiting another phone call before we make yet another decision. This is all so heavy. I got upset last night just thinking about having to wait until November to get started. I feel like we have been in this for so long already. But I know I need to have patience and trust that things will happen when they are supposed to. And I think deep down I am hoping for a miracle and that maybe my husband's insurance policy has changed and their open enrollment is sooner than November. I doubt that is the case, but a girl can hope. Right?? And if November is indeed the soonest I can get added to his insurance, then we will have to make the decision - to wait, or not to wait???

Comments

  1. just a random person who found your blog....not saure if u want my opinion but I would waut until novemeber. medical debt is so distressing. im a nicu nurse and from my experience chances are high that you will need more than 1 round of IVF so if u have th opportunity to have a round for free then jump at the chance. plus you can settle your mind and nerves knowing that there is no pressure to even try to have a baby until november....and who knows? sometimes when the stress and pressure is lifted for a long period of time from a couple then thats when miracles happen! be patient. i know that sounds impossible to do though!

    ReplyDelete
    Replies
    1. Thank you so much anonymous! I appreciate your support and I am so grateful for your advice! My husband and I actually talked to the insurance the other night and I'm looking forward to updating the blog in a day or two with the new information! Thank you again, I love when people just find my blog and comment! Those are the best for new and fresh perspective!! So thank you!! xxoo

      Delete
  2. Everything happens for a reason! I would wait until NOV., hey you never know. Maybe a miracle will happen and you get pregnant on your own and won't need IVF :) you can always hope, right ? You and your husband will be in my prayers! Stay Strong,Have Faith <3

    ReplyDelete

Post a Comment

Popular posts from this blog

Breaking Out Of The NICU and Breast Chronicles

I can't believe I haven't updated since Little Jace came home! Let me remedy that!

If y'all will remember, in the beginning Jace's doctors and my doctor told us to prepare for him to be in the NICU until my original due date, which was January 19. That would've meant 2 months in the NICU. Unimaginable. From the moment he was born, Jace was a fighter. He was off the ventilator and breathing on his own the day after he was born and his nose cannula (provided his oxygen), was taken out a week after birth. He tolerated his gavage (tube) feedings very well and increased the amount of breast milk he was getting almost daily. He passed both his vision and hearing tests the first time they were given to him. The only setbacks he ever faced were low white blood cell counts and low platelets. He had to have several platelet transfusions the first couple weeks of his life. But despite that, he never "looked" sick or acted sick. The only reason he was even screened fo…

Only Three More Months!!!

I really cannot believe that I am less than a week away from being in my third trimester! This pregnancy has truly gone by so fast. I feel like my pregnancy with Scarlett did not fly by like this one has. Maybe its because with this pregnancy, I am so busy with Scarlett that the days just go by that much faster? Who knows the reasoning but I am happy/sad about it. Happy because I cannot wait to meet our baby boy or girl, but also sad because I loveeeee being pregnant. I really do.

I am also nervous about labor and delivery. For those of you who have followed this blog for awhile you will probably recall that with Scarlett I had a natural, drug-free birth. It was painful, of course, but sooooo amazing. It was easy to be blinded by the pain in the moment, but looking back I really wouldn't have it any other way. The only difference this time around is that this time, I know what it will be like. I know how the pain feels. So there is that nervous anticipation of being in that kind o…

Jace Michael Lance Bonura

It's been 3 days since our world was completely flipped upside down. To say that this was unexpected is an extreme understatement. Since I was 18 weeks pregnant, and I first started feeling the baby move, he/she was very active. I never really had to worry about if the baby was okay because the movement was constant. There were certain times where the baby was more active than others, and one of those times was during my daily nap-time with Scarlett. Baby would always move after I ate lunch and laid down to nap, it never failed. On this past Wednesday, November 16, I noticed that there wasn't as much movement but I thought maybe my big lunch had made the baby sleepy. But as the evening went on I still didn't feel the usual amount of movement, which is a big deal because evening time was always another time that I could count on a lot of action. So I mentioned it to Jace and we both just thought maybe the baby was having a lazy day. But it was still in the back of my mind. …